Free tool

Zakat on gold calculator

Enter your gold by weight and karat. See its value at today's price, whether it reaches the nisab, and the 2.5% zakat due, in money or in grams of gold. Hanafi ruling first.

Zakat due on your goldEnter your gold

Add each piece or group by weight and karat.

1 Your gold

Enter each piece, set or bar. Use the weight on the receipt or a kitchen scale in grams. A tola is 11.664 g and a troy ounce 31.103 g.

2 Anything else zakatable? (optional)

Gold price today by karat

KaratPer gramPer tolaPer troy oz
24k 100%………
22k 91.67%………
21k 87.5%………
18k 75%………
14k 58.5%………

Madhhab

Total weight
0 g
Pure gold in it
0 g
Zakatable gold
0 g
Value today
…
Nisab
…

Zakat on the gold, 2.5%0

Gold 24k, per gram
…
Silver, per gram
…

Loading today's prices…

Use my own prices

Everything you type stays on this device. Prices: gold-api.com and Exchange Rate API, refreshed hourly.

How it works

Three steps, about two minutes

1Weigh

Enter each piece

Weight in grams, tola or troy ounces, and its karat. Tick the pieces you wear.

2Check

Compare with the nisab

87.48 g of gold if you own only gold, or the silver nisab if you add cash and savings, in the Hanafi school.

3Pay

Give 2.5%

Pay the value in money, or 2.5% of the gold itself, to people who can receive zakat.

Guide

How to calculate zakat on gold, step by step

Zakat on gold is 2.5% of its value on your zakat date, once you have owned gold at or above the nisab for a lunar year. The gold nisab is 87.48 g (7.5 tola, or 20 mithqal). To work it out: weigh your gold, find the pure gold in it from its karat, multiply by today's price of pure gold, and take 2.5%. The calculator above does this at live prices in 16 currencies.

يَٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُوٓا۟ إِنَّ كَثِيرًۭا مِّنَ ٱلْأَحْبَارِ وَٱلرُّهْبَانِ لَيَأْكُلُونَ أَمْوَٰلَ ٱلنَّاسِ بِٱلْبَٰطِلِ وَيَصُدُّونَ عَن سَبِيلِ ٱللَّهِ ۗ وَٱلَّذِينَ يَكْنِزُونَ ٱلذَّهَبَ وَٱلْفِضَّةَ وَلَا يُنفِقُونَهَا فِى سَبِيلِ ٱللَّهِ فَبَشِّرْهُم بِعَذَابٍ أَلِيمٍۢ

Yaaa aiyuhal lazeena aamanooo inna kaseeramminal ahbaari warruhbaani la yaakuloona amwaalan naasi bil baatili wa yasuddoona 'an sabeelil laah; wallazeena yaknizoonaz zahaba wal fiddata wa laayunfiqoonahaa fee sabeelil laahi fabashshirhum bi'azaabin aleem

"O you who have believed, indeed many of the scholars and the monks devour the wealth of people unjustly and avert [them] from the way of Allah. And those who hoard gold and silver and spend it not in the way of Allah - give them tidings of a painful punishment."

Quran 9:34, translation by Sahih International.

Step by step

  1. Weigh each piece in grams. 1 tola = 11.664 g and 1 troy ounce = 31.103 g.
  2. Find the pure gold: multiply the weight by its purity. 24k is 100%, 22k is 91.67%, 21k is 87.5% and 18k is 75%.
  3. Multiply the pure gold by today's price of 24k gold per gram. That is roughly what a dealer would pay for it, before any charge for making the piece.
  4. Check the nisab (below). If you have reached it, the zakat is 2.5% of the value, which is the same as dividing by 40.

A worked example

Say 24k gold is 128 dollars a gram and silver 1.60 dollars a gram (example prices only; the calculator uses today's). Fatima owns 100 g of 22k jewellery that she wears, and nothing else zakatable. The pure gold is 100 × 0.9167 = 91.67 g, worth 91.67 × 128 = $11,733.76. Her gold weighs more than 87.48 g, so in the Hanafi school zakat is due: 2.5% of $11,733.76 = $293.34. She could instead give 2.5 g of the 22k gold itself. In the other three schools, jewellery she wears is exempt, so nothing is due on it.

Yusuf owns 7 tola of 22k gold, which is 81.65 g. That is under 87.48 g, so if it were all he owned, no zakat would be due on it in the Hanafi school. But he also has $1,000 in savings. Gold and savings are added together by value: $9,580.22 for the gold (74.85 g of pure gold) plus $1,000 is $10,580.22. That is above the silver nisab of 612.36 × 1.60 = $979.78, so his zakat is $264.51, of which $239.51 is for the gold.

Zakat on jewellery you wear

Hanafi position

Zakat is due on all gold and silver, including jewellery a woman wears every day, as well as jewellery kept in a drawer, coins and bars. The evidence is the general wording of the Quran on gold and silver (9:34), and the hadith of the woman who came to the Prophet ﷺ with her daughter wearing two heavy gold bracelets. He asked: "Do you give zakat on these?" She said no. He said: "Would it please you if Allah put two bracelets of fire on you for them on the Day of Resurrection?" She took them off and gave them away.1 Abdullah ibn Masud also held that zakat is due on jewellery.2

Other madhhabs
Shafi'i, Maliki, Hanbali
Permissible jewellery that a woman wears regularly is exempt, like clothes and other things kept for personal use. Their evidence is the practice of Companions such as Aisha, who looked after her nieces' gold jewellery and did not pay zakat on it, and Ibn Umar, who did the same for his daughters.3 A hadith saying "there is no zakat on jewellery" is not authentic, so they rely on these reports. Jewellery kept as savings or for trade, jewellery that is not worn, extravagant amounts, and gold worn by men (which is forbidden) are zakatable in all four schools.

Because the evidence is strong on both sides, some scholars of the other schools advise paying on worn jewellery as a precaution. If you follow the Hanafi school, include it.

Which nisab, and does karat matter?

Hanafi position

If you own only gold and nothing else zakatable, its nisab is 87.48 g by weight. Gold that is more than half pure (14k and above) is treated as gold, so its full weight counts towards the 87.48 g, while the zakat is paid on its value, which follows its karat.4 If you also own cash, savings, silver or trade goods, everything is added together by value, and the silver nisab (612.36 g of silver) applies, because it is lower and better for the poor. In practice, most people with savings and any gold have reached the nisab.

Other madhhabs
Shafi'i, Hanbali
Only the pure gold counts towards the nisab, so 22k gold needs about 95.4 g to hold 87.48 g of pure gold. The Shafi'i school does not add gold to silver to reach the nisab; the Hanbali school adds them together by value.
Maliki
Gold and silver are added together to reach the nisab, by their proportion of each nisab rather than by value.
UnitIn gramsGold nisab
1 tola11.664 g7.5 tola
1 troy ounce31.103 g2.81 troy oz
1 mithqal (dinar)4.374 g20 mithqal
Gold nisab87.48 gSome charities use 85 g, from a lighter mithqal

Market value or melt value?

Zakat is on the gold, not on the craftsmanship or the gemstones. So use the price of the gold it contains, which the calculator works out from the 24k spot price and the karat. A jeweller's retail price, which adds making charges, is too high. If you sell gold regularly, use the price a local dealer pays. Diamonds, pearls and other stones worn as jewellery are not zakatable unless they are held for trade.

When to pay, and paying in gold

Zakat is due once you have held at least the nisab for a full lunar year. Many people fix a date, such as 1 Ramadan, and value their gold on that day each year. You may pay in money, or give 2.5% of the gold itself, which is one part in forty. Pay it to people who can receive zakat: see who can receive zakat. For cash, shares and everything else, use the full zakat calculator, and see today's nisab in your currency.

  1. Sunan Abi Dawud and Sunan an-Nasai, Kitab al-Zakat, from Amr ibn Shuayb from his father from his grandfather. Al-Albani graded it hasan.
  2. Reported by Abd al-Razzaq and Ibn Abi Shaybah in their Musannafs.
  3. Muwatta Malik, Kitab al-Zakat, the chapter on jewellery.
  4. Al-Marghinani, al-Hidayah, Kitab al-Zakat (gold or silver that is mostly pure takes the ruling of pure metal); nisab weights as used by Darul Uloom Deoband. The other madhhabs' positions are summarised from their standard manuals.

The rulings on this page are pending review by the scholars on our team.

Questions

Good to know

How much zakat is due on 100 grams of gold?

If you have owned it for a lunar year, 2.5% of its value, which is the value of 2.5 g. For 22k gold that is 2.5% of the value of 91.67 g of pure gold. Enter it above to see the amount at today's price in your currency.

Is zakat due on gold jewellery I wear?

In the Hanafi school, yes, on all gold and silver, worn or not. In the Shafi'i, Maliki and Hanbali schools, permissible jewellery that is worn regularly is exempt. Gold kept as savings is zakatable in every school.

What is the nisab of gold in tola?

7.5 tola, which is 87.48 g. For silver it is 52.5 tola, or 612.36 g. In the Hanafi school, if you own gold together with cash or silver, the silver nisab applies.

Do I pay zakat on 22 karat gold by its full weight?

You pay on the value of the pure gold in it, which is what 22k gold is worth. In the Hanafi school its full weight counts towards the 87.48 g nisab, because it is mostly gold. In the Shafi'i and Hanbali schools only the pure gold counts towards the nisab.

Can I pay zakat on gold in cash?

Yes. You can pay the value in money, or give 2.5% of the gold itself to someone eligible.

Is zakat due on gold I bought for my daughter's wedding?

Yes, if it is yours and you have reached the nisab. Gold already given to your daughter belongs to her, so it counts in her wealth, not yours.