Short answer
The fard Hajj is counted as done, so you do not repeat it, but paying for it with haram money is a sin and such a Hajj is not accepted with reward. In the Hanafi school the duty falls but the acceptance is lost. Pay for Hajj only from halal money.
Hajj performed with haram wealth discharges the obligation, but it is sinful and is not a Hajj mabroor. Haram money such as interest or stolen money must be returned to its owners or given away, not spent on worship.
Other madhhabs
- Hanbali
- In one reported view of Imam Ahmad, a Hajj paid for with haram money does not count.
Explanation
The Prophet ﷺ said Allah is pure and accepts only what is pure. He then mentioned a man on a long journey, dishevelled and dusty, raising his hands to the sky and calling "O Lord, O Lord", while his food, drink and clothing were haram, and asked how such a man could be answered. Scholars apply this directly to Hajj paid for with haram money.
- The obligation: the rites are valid, so the fard is not owed again.
- The reward: lost. A Hajj mabroor needs halal means (see Hajj mabroor).
- Interest money: give it away to the poor without hoping for reward. Do not use it for Hajj, umrah or a qurbani (see what to do with haram money).
- Mixed income: if most of your money is halal, pay from that. If you are unsure, separate the haram part first.
- Hajj from a gift: if a parent or employer pays and you do not know their money is haram, the Hajj is fine.
If all you own is haram, you are not counted as able to perform Hajj until you have halal money, because the haram money is owed to others. Repent, clear what you owe, and save from halal income. A Hajj that comes later from clean money is worth far more than an early one from haram.
Ask a mufti about your own case. This answer explains the general ruling. When the details of your situation matter, as they do here, ask a qualified mufti and give them the full facts. Where to ask a scholar.
The evidence
Quran, Surah Al-Baqara 2:188
وَلَا تَأْكُلُوٓا۟ أَمْوَٰلَكُم بَيْنَكُم بِٱلْبَٰطِلِ وَتُدْلُوا۟ بِهَآ إِلَى ٱلْحُكَّامِ لِتَأْكُلُوا۟ فَرِيقًۭا مِّنْ أَمْوَٰلِ ٱلنَّاسِ بِٱلْإِثْمِ وَأَنتُمْ تَعْلَمُونَ ﴿١٨٨﴾
And do not consume one another's wealth unjustly or send it [in bribery] to the rulers in order that [they might aid] you [to] consume a portion of the wealth of the people in sin, while you know [it is unlawful].
Haram wealth belongs to others.
Quran, Surah Al-Baqara 2:197
ٱلْحَجُّ أَشْهُرٌۭ مَّعْلُومَٰتٌۭ ۚ فَمَن فَرَضَ فِيهِنَّ ٱلْحَجَّ فَلَا رَفَثَ وَلَا فُسُوقَ وَلَا جِدَالَ فِى ٱلْحَجِّ ۗ وَمَا تَفْعَلُوا۟ مِنْ خَيْرٍۢ يَعْلَمْهُ ٱللَّهُ ۗ وَتَزَوَّدُوا۟ فَإِنَّ خَيْرَ ٱلزَّادِ ٱلتَّقْوَىٰ ۚ وَٱتَّقُونِ يَٰٓأُو۟لِى ٱلْأَلْبَٰبِ ﴿١٩٧﴾
Hajj is [during] well-known months, so whoever has made Hajj obligatory upon himself therein [by entering the state of ihram], there is [to be for him] no sexual relations and no disobedience and no disputing during Hajj. And whatever good you do - Allah knows it. And take provisions, but indeed, the best provision is fear of Allah. And fear Me, O you of understanding.
The pilgrim's best provision is taqwa.
Sahih Muslim 1015
Sahih... إن الله طيب لا يقبل إلا طيبا ...
"Allah is pure and accepts only what is pure."
Worship paid for with haram money is not accepted.
Where the ruling is recorded
- Radd al-Muhtar (Ibn Abidin), Kitab al-Hajj, opening section. Hajj with haram wealth discharges the fard but is not accepted.
- al-Durr al-Mukhtar, Kitab al-Hajj. There is no contradiction between the duty falling and the Hajj not being accepted.
- al-Mughni (Ibn Qudama), Kitab al-Hajj. The reported Hanbali view that it does not count.
Checked by our team. For a more accurate answer to your own situation, consult a scholar. Quran translation by Sahih International. Hadith Arabic from the standard editions of the six books and the Muwatta, with gradings as recorded there; the English is our own rendering. Spotted a mistake? Tell us.